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	<title>Income Integration with Credit</title>
	<link>http://incomeintegration.com</link>
	<description>Patricia Summers&#039; Advice on How to use Credit to gain profits</description>
	<lastBuildDate>Mon, 28 Jun 2010 20:39:25 +0000</lastBuildDate>
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		<title>Paycheck advance</title>
		<description><![CDATA[A paycheck advance is a small, short-term loan that is intended to cover a borrower&#8217;s expenses until his or her next paycheck. Legislation regarding paycheck loans varies widely between different countries and, within the USA, between different states. For example, there are some states that do not allow paycheck advance loans and others that limit [...]]]></description>
		<link>/paycheck-advance/</link>
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		<title>Fix you financial problems with a payday loan</title>
		<description><![CDATA[I went to Jean and asked the same questions.Her vision was to have each guest be completely pleased with the cleanliness of the room and to have the room in perfect shape when guests arrived. I asked how she felt about Maintenance. She said that Marty really didn’t care about her or Housekeeping: from his [...]]]></description>
		<link>/fix-you-financial-problems-with-a-payday-loan/</link>
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		<title>How to identify your loan requirements and needs</title>
		<description><![CDATA[After we all agreed on the vision, I asked about the two dynamics of the Partnership Continuum. First, I said, let’s talk about the Stages of Relationship Development. Both agreed they hadn’t really gotten along in the past. In reality, they didn’t even know each other very well. I asked them if they met frequently [...]]]></description>
		<link>/how-to-identify-your-loan-requirements-and-needs/</link>
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		<title>Creating a credit priority list</title>
		<description><![CDATA[Marty was immediately dubious about the idea of partnering. He didn’t want to partner with Jean over anything. He said his group was doing just fine, and from what he could tell, Housekeeping was doing a good job, too. Jean said guests often complained that her staff had done a poor job of cleaning the [...]]]></description>
		<link>/creating-a-credit-priority-list/</link>
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		<title>Two payday loans case studies</title>
		<description><![CDATA[I’ve worked with hundreds of organizations to help them form partnerships— both internally and with other organizations. The two case studies I offer here reflect normal behavior and the common reactions I get from the people I work with. These partnerships were successful, but not perfect—which makes them especially valuable as case studies.We see real [...]]]></description>
		<link>/two-payday-loans-case-studies/</link>
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		<title>Identify and prioritise credit risks</title>
		<description><![CDATA[It is also sensible to be aware of and take into account the human dimension. People behave differently and inconsistently when making decisions involving risk. They may be exuberant or diffident, overconfident or overly concerned. Or they may simply overlook the issue of risk. One important priority is to identify significant risks within and outside [...]]]></description>
		<link>/identify-and-prioritise-credit-risks/</link>
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	<item>
		<title>Understand and accept credit risk</title>
		<description><![CDATA[The acceptance of risk is an integral part of business, as is the principle that the higher the risk, the higher the rate of return needs to be. The willingness to take risks of both a personal and a financial nature is one of the defining characteristics of the entrepreneurial decision-maker. Interestingly, a 1999 study [...]]]></description>
		<link>/understand-and-accept-credit-risk/</link>
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		<title>Know where the credit risk lies</title>
		<description><![CDATA[Understanding where risks lie and what needs to be done to reduce risk is an important part of the process of financial decision-making. For example, you need to know not only where the break-even point is, but also how and when it will be reached. Reducing business risks Reducing the risk inherent in business decisions [...]]]></description>
		<link>/know-where-the-credit-risk-lies/</link>
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		<title>Consider the impact of credit decisions</title>
		<description><![CDATA[Do not ignore or underestimate the wider impact of a financial decision on other parts of the business. Avoid weak budgetary control Budgets are often used merely to assess performance, whereas their real value is as an active tool to inform financial decisions. Budgets should not be cut without giving sufficient thought to how this [...]]]></description>
		<link>/consider-the-impact-of-credit-decisions/</link>
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	<item>
		<title>Avoiding credit pitfalls</title>
		<description><![CDATA[Financial decisions affect everyone. They should not be left entirely to the “experts” in the finance department or among specialist advisers. Financial issues and techniques – such as dynamic cost management, the importance of cash flow and the time value of money – affect all managers with a financial responsibility and are influenced by everyone. [...]]]></description>
		<link>/avoiding-credit-pitfalls/</link>
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